All of our free tools for students in Scotland in one place. Estimate your SAAS funding, check your budget, work out your loan repayments, add up your UCAS points, convert your grades to a GPA, and turn an hourly wage into a yearly salary. Every tool is built for the Scottish system and updated for 2026.
SAAS Funding Calculator
Estimate your bursary and student loan for 2026/27 from your household income.
Calculate funding →Student Budget Calculator
See whether your funding covers rent, food and travel across the year.
Plan my budget →Loan Repayment Calculator
Work out your monthly Plan 4 repayments on any future salary.
Check repayments →UCAS Points Calculator
Add up your UCAS Tariff points from SQA Highers, Advanced Highers, HNC, HND and Foundation Apprenticeships.
Add up points →Scottish GPA Calculator
Convert your SQA grades or Scottish degree into a 4.0 GPA for study abroad.
Convert to GPA →Hourly to Salary Calculator
Turn an hourly wage into a full annual salary using UK working weeks.
Convert my wage →Take-Home Pay Calculator
See your salary after Scottish tax, National Insurance and Plan 4 student loan.
Calculate take-home →Salary to Hourly Calculator
Convert a yearly salary into an hourly rate, with weekly and monthly pay.
Convert to hourly →Career Quiz for Teens
Find career ideas that match your interests when you are not sure what is next.
Take the quiz →New to student finance in Scotland? Start with our guide on how SAAS funding works, then check the SAAS payment dates and application guide so you know when your money arrives and how to apply on time.