Effective Date: January 14, 2026
1. Who we are
Our website address is: https://www.nowrongpath.scot. We provide career resources and financial calculation tools, including the Hourly to Salary Converter and the Educational Loan Repayment Calculator (Scotland).
2. Financial Calculators and Data Processing
When you use our calculators (Hourly to Salary or Student Loan Repayment):
- Data Input: We process the financial data you enter (such as salary, hourly rates, and working hours) solely to perform the requested calculations.
- Storage: This data is processed server-side in real-time. We do not store your specific financial inputs in our database unless you are logged into a registered account.
- Accuracy: While our tools are updated for the 2026 tax year, results are estimates for informational purposes and do not constitute financial advice.
3. Comments
When visitors leave comments on the site, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. After approval of your comment, your profile picture is visible to the public in the context of your comment.
4. Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
5. Cookies
- Calculator Sessions: We may use temporary session cookies to ensure the stability of your calculations and the “Reset” functionality.
- User Convenience: If you leave a comment, you may opt-in to saving your name and email in cookies. These last for one year.
- Login: If you visit our login page, we set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
- Analytics: We use third-party analytics (Google Analytics) to monitor site traffic and tool usage. These services use cookies to track interaction but do not collect personally identifiable financial data.
6. Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, and monitor your interaction with that embedded content.
7. Who we share your data with
If you request a password reset, your IP address will be included in the reset email. We do not sell or share your financial calculator inputs with third parties.
8. How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. For users that register on our website, we store the personal information provided in their user profile. All users can see, edit, or delete their personal information at any time.
9. What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
10. Where your data is sent
Visitor comments may be checked through an automated spam detection service.
11. Financial Disclaimer
The information provided by our calculators is for guidance only. For official tax, salary, or loan repayment figures, we recommend contacting HMRC or the Student Loans Company (SLC) directly.